|
 |
|
|
Careers at Pacifica
Why Pacifica
SPEED AND CONTROL:
Pacifica underwrites, draws docs and funds loans in-house. We work with a wide variety of major lenders to offer the products you need.
| |
Efficient and fast turnaround to accommodate any purchase transaction or time sensitive loan. |
| |
We can switch loan programs quickly to solve tough problems and save deals! |
| |
Save money: why pay more for a rate lock when we can close a transaction in 15 to 21 days? |
| |
Avoid the black hole: sleep better at night knowing your loan file is not in line behind a hundred other lesser experienced broker files at some large lender that won't close them on time. |
BETTER PRICING:
18 correspondent banking and 50 wholesale relationships.
| |
Correspondent lenders offer ¼ to 5/8 better pricing over their own wholesale or retail lending channels. |
NO BROKER FEES:
When Pacifica banks the transaction, there are no broker fees.
| |
Fee sensitive clients can easily be accommodated. |
PRODUCTS & MARKETS:
| |
Prime and sub-prime.
| |
Our dedicated in-house A-paper and sub-prime underwriters and processors have outstanding product knowledge and have an average 13 years of underwriting experience each. |
|
| |
Residential, construction, lot loans and commercial lending. |
| |
We staff bilingual Spanish processors and underwriters. |
| |
100% financing available |
| |
No income verification available on all types of loans |
TECHNOLOGY:
| |
Pacifica utilizes DU / LP as well as other investor automated underwriting systems to ensure that all transactions are efficiently processed and underwritten. |
| |
Loan officers have remote access to our systems and database, so they can work from your office or house |
| |
Pacifica utilizes all sources of automation and technology available to provide the best products and service. |
To Request Info or To Apply
|
|
|
|
